FHA Multifamily Lenders in New York

Solomon Davids

Here is a 2025 updated list of HUD Lenders based in the New York area. When searching for an FHA lender, we chose to ignore that large corporations and banks because we are interested in personalized service.

We chose a select groups of lenders that were listed on HUD’s list of Multifamily Accelerated Processing (MAP) Approved Lenders. When then filtered down the list, and picked out the companies with an address in New York / New Jersey.

Since lending is a relationship based business, we thought it would be a good idea to include links to their LinkedIN pages. This way you may see who you are connected with socially.


Harborview Capital Partners

Harborview Capital Partners is a full service commercial real estate finance, equity and advisory firm located in New York.

Harborview’s industry-leading proprietary mezzanine loan program allows them to consistently deliver exceptional results for their clients.

Their mission is to be an innovative partner with their clients. They provide unparalleled access to debt, equity and advisory services for all the commercial real estate asset classes. Including; Multifamily, Healthcare, Office, Retail, Industrial and Hospitality.

Adroc Capital

Adroc Capital is a financial services firm in Long Island, New York, focusing on providing capital solutions for real estate investments. Their services include debt and equity financing, asset management, and advisory services, catering to a diverse range of real estate projects.

Hudson Realty Finance

Hudson Realty Finance is a real estate finance company in New York City. They provide bridge loans, mezzanine loans, and preferred equity investments for commercial real estate properties.

They are an approved FHA multifamily lender that focuses on delivering flexible and timely capital solutions to support the acquisition, refinancing, and redevelopment of various property types.

Muchmore Capital

Muchmore Capital is a financial services firm offering; Bridge Capital, Senior debt, Mezzanine debt, Equity along with Long Term Capital in the form of HUD 232 loans, Bank loans, and Insurance company loan solutions for healthcare properties and commercial real estate deals.

They specialize in financing healthcare turnaround deals. Their services include debt and equity financing, investment management, and advisory services, aiming to support the growth and success of their clients’ projects.

Arbor Realty Trust

Arbor Agency Lending is a national direct lender specializing in multifamily and commercial real estate loans.

Arbor provides FHA-insured, long-term, fixed-rate financing for refinance, acquisition, or moderate renovation of multifamily projects nationwide. They offer a variety of loan products, including Fannie Mae, Freddie Mac, FHA, CMBS, and bridge loans, aiming to provide customized financing solutions to their clients.

Bravo Capital, LLC

Bravo Capital, LLC is a commercial real estate finance company that provides bridge and permanent loan solutions across various property types. For Multifamily, Skilled Nursing, and Assisted Living they streamline the process from a bridge financing, to a HUD loan exit.

They focus on delivering flexible and efficient financing options to meet the needs of real estate investors and developers.

Century Health and Housing Capital

Century Health and Housing Capital specializes in providing financing solutions for healthcare and multifamily housing sectors. Their services include FHA-insured loans, bridge loans, and other financial products tailored to support the development and refinancing of healthcare facilities and affordable housing projects.

Community Preservation Corporation

Community Preservation Corporation (CPC) is a nonprofit affordable housing and community revitalization finance company. They offer construction and permanent financing products, as well as technical assistance, to support the development and preservation of affordable housing and community facilities.

First American Capital Group

First American Capital Group is a real estate investment and finance firm that has been an FHA approved lender since 1999 and is also an approved Ginnie Mae Issuer. They specialize in the financing and servicing of multifamily apartment projects, commercial, affordable housing and senior housing properties nationwide.

Their services encompass acquisition, development, and refinancing across various property types, aiming to deliver strategic financial solutions to their clients.

Harper Capital Partners

Harper Capital Partners is a HUD-approved lender specializing in multifamily and healthcare HUD-insured debt solutions, enabling acquisitions, refinances, substantial rehabilitation, and ground-up development.

Their team has experience working on more than $5 billion of transactions throughout the United States, allowing for faster timeframes and a seamless process.


Please note that the information provided is based on available data at the time of publishing.

Which New York FHA Lender to Choose?

It is always advisable to visit the respective companies’ official website and their LinkedIn company page. Although many of these HUD lenders we have never heard of before, when you visit their LinkedIN page, you will see they have over 100 employees.

The world of commercial finance is huge, and there are many banks and mortgage companies that are not seen by the public. Therefore it is easy to get lost navigating a loan refinance with a mega lender.

Stick with the smaller HUD lenders, and you will have a much easier experience. And at the end of the day, the rates are competitive because of the HUD rules and guidelines.

Solomon Davids

Commercial finance is such a wide term, which encompasses all aspect of lending, for everyone except a homeowner. Our goal is to share business finance information with business owners and property investors worldwide.